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What Are the Requirements for a UK Spouse Visa? A Complete Guide for 2026

The United Kingdom is one of the most popular destinations for couples who want to build a future together. If you are married to, or in a civil partnership with, a British citizen—or someone who has settled status (such as Indefinite Leave to Remain or permanent residency)—you may be eligible to apply for a UK Spouse Visa.

This visa allows you to live, work, and study in the UK while staying with your partner. It also opens the pathway to permanent residency and, eventually, British citizenship.

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But what exactly are the requirements for a UK Spouse Visa? In this article, we’ll break down the eligibility rules, financial requirements, required documents, costs, and application process step by step.

What is a UK Spouse Visa?

The UK Spouse Visa, also called a family visa, allows the husband, wife, or civil partner of a British citizen (or someone with settled status) to join them in the UK.

Key features of the UK Spouse Visa:

  • Initially granted for 30 months (2.5 years).
  • Can be extended for another 30 months.
  • After 5 years, you may qualify for Indefinite Leave to Remain (ILR), which is permanent residency.
  • After ILR, you may apply for British citizenship.

UK Spouse Visa Requirements

Before applying, you must meet several eligibility requirements:

1. Relationship Requirements

  • You must be legally married, in a civil partnership, or in a long-term relationship (unmarried partner) with your UK-based partner.
  • For unmarried partners, you must prove you have lived together for at least 2 years.
  • The relationship must be genuine and ongoing, shown through:
    • Marriage certificate or partnership documents.
    • Evidence of living together.
    • Proof of communication (calls, chats, emails).
    • Photos together, joint bills, or financial commitments.
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2. Age Requirement

  • Both you and your partner must be at least 18 years old.

3. Financial Requirements

  • Your UK partner must earn a minimum income of £18,600 per year.
  • If you have dependent children:
    • Add £3,800 for the first child.
    • Add £2,400 for each additional child.
  • If you don’t meet the salary requirement, you can use savings of £16,000 or more (held for at least 6 months).
  • Income sources may include:
    • Employment/self-employment.
    • Pensions.
    • Rental income or dividends.

👉 If your partner receives certain benefits (such as disability allowance), the income requirement may be waived.

4. English Language Requirement

You must prove you can speak and understand English by:

  • Passing a UKVI-approved English test at Level A1 or higher.
  • Having a degree taught in English.
  • Being from an English-speaking country (e.g., USA, Canada, Australia).

5. Accommodation Requirement

You must show proof of adequate accommodation for yourself, your partner, and any dependents. The property must:

  • Be owned or rented by you or your partner.
  • Meet UK housing standards (not overcrowded).

Required Documents for a UK Spouse Visa

When applying, you will need to submit several documents to prove your eligibility:

  • Proof of Relationship
    • Marriage or civil partnership certificate.
    • Photos, communication history, and proof of living together.
  • Financial Documents
    • Payslips (last 6 months).
    • Bank statements showing income.
    • Employer’s letter confirming employment and salary.
  • Accommodation Documents
    • Tenancy agreement or mortgage statement.
    • Property inspection report (if needed).
  • English Language Proof
    • Test certificate or degree in English.
  • Other Documents
    • Valid passports/travel documents (for both applicant and sponsor).
    • Immigration history (if applicable).
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Application Process for a UK Spouse Visa

Applying for a UK Spouse Visa involves several steps:

Step 1: Apply Online

  • Submit your application on the UK government visa website.
  • Complete the online form and upload documents.

Step 2: Pay the Fees

  • Application Fee:
    • £1,538 if applying from outside the UK.
    • £1,048 if applying from within the UK.
  • Immigration Health Surcharge (IHS):
    • £624 per year of your visa (grants access to NHS healthcare).

Step 3: Biometric Appointment

  • Attend an appointment at a Visa Application Centre.
  • Provide fingerprints and a photo for your Biometric Residence Permit (BRP).

Step 4: Wait for a Decision

  • Processing time: Up to 12 weeks.
  • Priority services may shorten this to 6 weeks or less.

Financial Requirements in Detail

The financial requirement is often the hardest part for applicants. Here’s a breakdown:

  • Income Threshold: £18,600 per year (main applicant).
  • With Children: +£3,800 for the first child and +£2,400 for each additional child.
  • Savings Option: If you don’t earn enough, you can use savings of £16,000+ (held for at least 6 months). For example:
    • If your income is short by £5,000, you’ll need £25,000 in savings to make up the difference.

How Long Does the UK Spouse Visa Last?

  • Initial visa: 30 months (2.5 years).
  • Extension: Additional 30 months.
  • After 5 years, you can apply for Indefinite Leave to Remain (ILR).
  • After ILR, you may apply for British citizenship.

FAQs About the UK Spouse Visa

1. How long does it take to get a spouse visa in the UK?

  • Standard applications take up to 12 weeks. Priority options are available.
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2. How much does a UK spouse visa cost?

  • £1,538 outside the UK, £1,048 inside the UK, plus IHS (£624 per year).

3. Can I work in the UK on a spouse visa?

  • Yes, you can work and study without restrictions.

4. Do I need to meet the financial requirement if my partner is disabled?

  • No. If your partner receives disability benefits, the income threshold may not apply.

5. Can I apply if I’m engaged but not yet married?

  • No. In that case, you must apply for a Fiancé(e) Visa, which lets you come to the UK to marry within 6 months.

Final Thoughts

Applying for a UK Spouse Visa can feel overwhelming, but understanding the requirements, documents, and financial rules makes the process much smoother.

Once approved, the visa not only allows you to reunite with your partner but also gives you the right to work, study, and eventually settle permanently in the UK.

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